Wednesday, January 4, 2017

Carissa Paulson - ERA Landmark Market Watch - Opening the Door to Homeownership

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ERA Landmark
ERA Landmark Market Watch
Opening the Door to Homeownership

The dream of homeownership remains strong. However, the reality of buyers getting their proverbial financial house in order in regards to credit score, paying down revolving debt, and saving enough for a down payment can be daunting. There are many resources in place that can provide educational and financial assistance to help renters make the leap to becoming first-time homeowners.


One new organization that offers assistance is HomeNow, which is affiliated with the Montana Community Development Corporation (MCDC). The gift program provides funds in the form of cash for closing to eligible borrowers who meet certain criteria. The first step is to meet with a lender who is able to offer the program. Lenders must be preapproved in order to participate. Currently Mann Mortgage, Yellowstone Bank and Opportunity Bank (coming soon) can work with borrowers to determine eligibility for HomeNow assistance. Potential homebuyers must qualify for and use a 30-year federally backed loan program such as FHA, VA, RD or HUD1-184. Furthermore, they must be at or below the established limit of 115% of the area's median income and possess a credit score of 640 or above. The property must be used as a primary residence in Montana.

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ERA Landmark's 2016 Retrospective

ERA Landmark had an incredible year, full of new faces and impressive accomplishments. Take a walk through 2016 in this comprehensive video as we celebrate another great year with our teams in Bozeman, Big Sky, Livingston, and Ennis!

Watch 2016 Retrospective Video »
 
ERA Landmark Featured Properties
340 N. Sweetgrass | Bozeman
$364,900 | MLS 217515

This is a well maintained four bedroom home. The decks and rails have recently been redone, all shrubs have been trimmed and new livestock bedding in the timbered beds. Privacy in a subdivision is the plus, the back is especially private with tall trees and mature landscaping. Neat and clean. New ceiling fan and new light fixtures in all the living areas. Some new interior paint. In close proximity to the regional park, the dog park, schools and the Bozeman pond.

Property Details »
 
724 N. Main Street | Livingston
$225,000 | MLS 217322

Huge yard and expansive views! This four bedroom/three bathroom home offers an updated, well appointed kitchen with french door that leads to a large deck and patio. Perfect for barbecuing, enjoying a nice cup of coffee or soaking in the views. Main level has living room, guest bath and two bedrooms, including a cozy master bedroom with attached half bath. Basement has separate family room, two large bedrooms, laundry room, bathroom and storage space. Large lot with one car garage and off-street parking.

Property Details »
 
679 Sunburst | Big Sky
$445,000 | MLS 200371

Rise to the occasion entertaining family and friends with this five bedroom, 3.5 bathroom vacation condo in Big Sky's Hidden Village. An end unit on the fringe of the complex, this location takes advantage of the privacy of the forest yet offers mountain views through the extra side windows. Features include a large hot tub, recreation/family room with pellet stove, a living room with wood burning fireplace and many upgrades including appliances, lighting and appliances. Fully furnished and equipped.

Property Details »
 
439 Beaverhead | Ennis
$277,000 | MLS 211324

Great in-town house with nice private deer-proof fenced yard, views, nice deck, large living area, separate dining room, extra large master suite, low maintenance, has been remodeled and updated. Most all appliances are new. Owners are only here seasonally. Dining room chandelier is excluded.

Property Details »
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BOZEMAN OFFICE
1805 W. Dickerson #1
Bozeman, MT 59715

406-586-1321
VISTORS CENTER
8 E. Main Street
Bozeman, MT 59715
406-556-5001
LIVINGSTON OFFICE
215 South Main
Livingston, MT 59047

406-222-8700
BIG SKY OFFICE
36 Center Lane in the Meadow Village Center
Big Sky, MT 59716

406-995-3444
ENNIS OFFICE
219 Main Street
Ennis, MT 59729

406-682-4290
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